Commercial Insurance On Your Home? Situations Where This Definitely Applies

Most people purchase homeowner's insurance for their homes and commercial insurance for their commercial properties. However, you may not have known that there are situations where commercial insurance covers your home and home insurance just becomes extra. These are unusual situations and they do not apply to everyone.  Your Business Is Home-Based with an Office in Your House This is probably the first situation that comes to mind when someone says their commercial insurance covers their home.

Age, Marital Status And Sex: How These Things Directly Impact Your Auto Insurance Premium

If you're new to auto insurance, you may not realize it, but there are a number of factors that go into determining how much you will pay for your policy. Three of these are related to how old you are, whether or not you are married, and whether you are male or female. Below is a brief explanation as to why and how these three factors affect your auto insurance premiums: