Deciding Whether To Purchase A Home Warranty? Factors To Consider

If you're just beginning the process of purchasing a new home, you may be equal parts excited at the possibilities that await and nervous about forking over a significant chunk of change for the down payment and moving costs. The last thing you want to worry about during this time of transition is a key appliance breaking, a pipe bursting, or water seeping into your basement after a sump pump failure—but under Murphy's Law, these issues are apt to happen at the most inconvenient times. [Read More]

Commercial Insurance On Your Home? Situations Where This Definitely Applies

Most people purchase homeowner's insurance for their homes and commercial insurance for their commercial properties. However, you may not have known that there are situations where commercial insurance covers your home and home insurance just becomes extra. These are unusual situations and they do not apply to everyone.  Your Business Is Home-Based with an Office in Your House This is probably the first situation that comes to mind when someone says their commercial insurance covers their home. [Read More]

Age, Marital Status And Sex: How These Things Directly Impact Your Auto Insurance Premium

If you're new to auto insurance, you may not realize it, but there are a number of factors that go into determining how much you will pay for your policy. Three of these are related to how old you are, whether or not you are married, and whether you are male or female. Below is a brief explanation as to why and how these three factors affect your auto insurance premiums: [Read More]